C21AGVoices

Real Estate Wisdom and Information From CENTURY 21 Advantage Gold -The Only CENTURY 21 Firm With Offices in Pennsylvania AND New Jersey!

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Entries from November 2008

Don’t Lose You Home to Foreclosure!

November 26th, 2008 · 1 Comment

The Sky is Falling! Yesterday, I received a call from a Seller who has been trying to sell his home with another real estate firm for the past 250 days. His listing contract with the other firm had expired and he received a post card from my office announcing that we sold a home on […]

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Tags: Consumer Interest · Economy · Local · Real Estate

Deflation and its Impact on the Economy

November 25th, 2008 · Comments Off on Deflation and its Impact on the Economy

Business television and newspapers have made deflation a hot topic this week and, since Monday, Google has tracked 13,000 mentions of it. Deflation is a recurring cycle in which the prices of goods and services fall. Isolated to one industry or sector, falling prices is the natural result of competition. For example, when DVD players were […]

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Tags: Economy · Real Estate

Toys for Tots Collection

November 24th, 2008 · Comments Off on Toys for Tots Collection

  Photo courtesy of creativecommons.org CENTURY 21 Advantage Gold is excited to once again participate in the U.S. Marines Toys For Tots program. If you would like to donate to this wonderful cause please make sure all toys are new and unwrapped. We are collecting toys 9AM-5PM, until December 15, 2008 at the following locations: Bensalem […]

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Tags: Consumer Interest · Just For Fun · Local · New Jersey · Pennsylvania · Real Estate

A Good Deal is Hard to Find

November 21st, 2008 · Comments Off on A Good Deal is Hard to Find

Image by thinkpanama via Flickr Real estate is such a quirky industry.  I work with a lot of investors, and most everyone that invests in real estate is looking for the same thing: a good deal.  Actually, even “owner-occupant” buyers now are looking for a good deal.  (Didn’t people used to look for a nice […]

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Tags: Real Estate

Jumbo Loan Limits Set for 2009

November 19th, 2008 · Comments Off on Jumbo Loan Limits Set for 2009

For the 4th consecutive year, the government has set the conforming mortgage loan size limit at $417,000. A conforming mortgage is one that, quite literally, conforms to the mortgage guidelines set forth by Fannie Mae or Freddie Mac. The 2009 conforming loan limits, as released by the government, are: 1-unit properties : $417,000 2-unit properties […]

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Tags: Economy · Mortgage Lending

Half of All Foreclosures are in 4 States

November 18th, 2008 · 2 Comments

Foreclosure is a hot topic among the press lately.  It’s hard to turn on the television or open up a newspaper without seeing a story about it. But what’s most interesting about foreclosures is that they appear to be concentrated in just a few parts of the country.  According to the foreclosure-tracking service RealtyTrac, 4 […]

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Tags: Economy · Real Estate

Caulk Your Windows or Leave Them Open!

November 17th, 2008 · Comments Off on Caulk Your Windows or Leave Them Open!

Image via Wikipedia If the amount of air that leaked from a typical home’s gaps and cracks was measured, it would equal the amount of air that leaves through an open window. This is why so many Home & Garden experts recommend a recaulking of your home prior to the Winter — a solid caulk […]

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Tags: Consumer Interest

Unemployment May Raise Housing Affordability!

November 14th, 2008 · 1 Comment

On the first Friday of every month, the Bureau of Labor Statistics releases its Non-Farm Payrolls report.  More commonly, it’s called the “jobs report” and the October’s data is trending with the rest of 2008. After shedding another 240,000 jobs last month, the economy has now put 1.2 million Americans out of work this year and unemployment […]

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Tags: Economy · Mortgage Lending · Real Estate

Mortgages Maybe Easier Now Then Later

November 13th, 2008 · Comments Off on Mortgages Maybe Easier Now Then Later

The Federal Reserve confirmed what most of us already knew — getting qualified for a “prime mortgage” is increasingly more difficult. In a quartely survey of 84 banks, 75 percent of respondant banks tightened mortgage guidelines over the last 3 months for the most qualified of home loan applicants. “Prime” is a vague term when it […]

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Tags: Real Estate

Some Yammer and Some Twitter

November 9th, 2008 · Comments Off on Some Yammer and Some Twitter

Photo courtesy of creativecommons.org Blogs have become ever popular in the last few years, but lately a cousin of the blog has taken over known as micro blogging. Micro blogging is a shortened form of a regular blog with posts lengthening 24 words or less (for some). Two popular micro blog applications are Twitter and Yammer. […]

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Tags: Blogging · Consumer Interest · New Jersey · Real Estate · Social Medial · Technology