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Are you ready for change in the new year? Are you tired of worrying about layoffs? 2009 can be the year you start a new career in real estate-

If you read all of the doom and gloom articles about the real estate market for the past 18 months, you might think this to [...]

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When a homeowner sells his home and decides to buy a new one, there are 3 basic options for the residence — sell it, keep it, or rent it.
In doing that, new mortgage guidlelines make it more important than ever that people sell and setttle their old home before they settle on their new one. [...]

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Don’t let the plunging median sales price fool you — December’s Existing Home Sales data has home sellers smiling.
Just one month after falling below the 5-million unit trend line, sales volume roared back by 300,000 homes in December, surprising housing analysts and making a case that this spring’s Buying Season could be a competitive one.
Falling [...]

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After a weak holiday shopping season, annual retail sales declined in 2008.
It marks the first annual Retail Sales decline since the government started tracking the data 40 years ago.
It also gives credence to the notion that the U.S. economy is suffering through a deeper recession that previously thought. A pullback in spending — especially during [...]

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Ironing boards can be bulky and awkward — especially in a cramped laundry room or a small apartment.  
Instead of fumbling with a folding board for a quick press, look to the Touch-Up Topper instead.
The Touch-Up Topper is a heat-resistant, portable ironing surface that rolls or folds for storage.  Using sewn-in magnets, the quilted [...]

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Another week, another headline screams how mortgage rates have falled to an all-time low.
Freddie Mac published its weekly mortgage rate survey Thursday and found that the “average” mortgage rate is now 4.96 percent, the lowest since the survey started in 1971.
But, if we look beyond the headline, we find that there’s another part of the story [...]

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I hate to be cliche, but it is January  and there is just nothing like the New Year’s theme.  A lot of people have been saying things like “here’s to a better 2009″ and I am all for that.  Not that there was anything wrong with 2008…
This year is going to be a great one.  [...]

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The New Year is not yet one week old but that’s not stopping market “experts” from predicting what’s in store for 2009.
The calls on housing and mortgage rates run the gamut:

Home prices have farther to fall
Home prices have touched bottom
Mortgage rates will dip
Mortgage rates will rise

Put it all together and it’s clear that the experts have [...]

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Even though its effective date is April 1, 2009, mortgage applicants should start seeing Fannie Mae’s new fee structure from lenders beginning this Monday, January 12.
The reason why Fannie Mae’s mandatory loan fees are hitting lender pricing so far in advance is because lenders can take up to 30 days to package and sell a loan to [...]

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