As of this morning, mortgage rates are higher over 9 consecutive days, marking the longest mortgage rate losing streak in the last 6 years, at least.

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Foreclosure activity is slowing. According to foreclosure-tracker RealtyTrac, the number of foreclosure filings dropped 17 percent on an annual basis last month. Monthly filings ticked higher 1 percent after a combined 23 percent decrease through November and December 2010.

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If your home features granite in its kitchen, its bathrooms, or other living spaces, you’ll want to make sure the counter-tops are cared for to prevent staining and/or clouding over time.

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In public places, avoiding “germy” places can be difficult. But within your home, you can easily create germ-free spaces.

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Home values were reported unchanged in November 2010, on average, according to the Federal Home Finance Agency’s Home Price Index.

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Starting April 1, 2011, loan-level pricing adjustments are increasing. Most conforming mortgage applicants will face higher loan costs.

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