C21AGVoices

Real Estate Wisdom and Information From CENTURY 21 Advantage Gold -The Only CENTURY 21 Firm With Offices in Pennsylvania AND New Jersey!

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Entries Tagged as 'Budgeting'

The Psychological Tactics That Supermarkets Use On Customers

March 11th, 2011 · Comments Off on The Psychological Tactics That Supermarkets Use On Customers

In this 6-minute video from NBC’s The Today Show, you’ll learn how supermarkets use everything from packaging to placement to increase your grocery bill. Know the tricks, and avoid them.

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Tags: Budgeting · Consumer Interest

How To Renegotiate Your Credit Card Interest Rates To Something Lower

January 26th, 2011 · Comments Off on How To Renegotiate Your Credit Card Interest Rates To Something Lower

According to the Federal Reserve, a credit card balance of $5,000 at 23.99 percent APR won’t pay off for 16,127 years. That’s one reason why it’s important to manage your credit card rates, and renegotiate them whenever possible. Here’s how to do that.

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Tags: Budgeting

How Much Should You Expect To Pay In Mortgage Closing Costs?

August 25th, 2010 · Comments Off on How Much Should You Expect To Pay In Mortgage Closing Costs?

How much does a mortgage cost? The answer depends on where you live. But no matter which your locale, chances are strong that you’ll pay more for a mortgage in 2010 as compared to 2009.

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Tags: Budgeting

What Does It Mean To Escrow Taxes And Insurance?

August 16th, 2010 · Comments Off on What Does It Mean To Escrow Taxes And Insurance?

The fiscal responsibility of a homeowner extends beyond the mortgage’s basic principal and interest repayments. Homeowners are also responsible for the real estate taxes on the home and its insurance premiums, too.

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Tags: Budgeting · Mortgage Lending · Real Estate

Moving To A New City? Check The Local Cost Of Living First.

January 6th, 2010 · Comments Off on Moving To A New City? Check The Local Cost Of Living First.

It’s not only the real estate markets that differ from town to town — the Cost of Living does, too. Insurance costs, tax bills and just plain, day-to-day living will dent a household budget differently depending on where that household is.

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Tags: Budgeting