Adjustable-rate mortgages are a relative bargain as compared to fixed-ones.

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As mortgage rates drop, so do housing payments. It’s a good time to consider refinancing your home, or making an offer on a new one. Mortgage payment affordability has never been so high in history.

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For as low as 30-year fixed rate mortgage rates are today, 15-year fixed rate mortgage rates are even lower.

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For as low as 30-year fixed rate mortgage rates are today, 15-year fixed rate mortgage rates are even lower.

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Mortgage rates have troughed. Or, so it seems.

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With mortgage rates at all-time lows, you may be asking “Is now a good time to refinance?”. This short interview from NBC’s The Today Show offers good insight.

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For the first time in more than 40 years, data from Freddie Mac’s weekly Primary Mortgage Market Survey shows the average 30-year fixed rate mortgage falling below 4 percent, dropping to 3.94 percent nationwide. It’s the lowest average 30-year fixed reading in the survey’s history.

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If you’ve ever considered a 15-year loan term, it’s a terrific time to talk to your lender. According to Freddie Mac’s weekly mortgage rate survey, the 15-year fixed rate mortgage is at its lowest point in history.

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For the first time in a year, homeowners with adjusting mortgages are facing rising mortgage rates.

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One week after posting its lowest mortgage rate in 50 years, Freddie Mac reports that the 30-year fixed rate mortgage rose by an average of 7 basis points nationwide this week to 4.22 percent.

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