C21AGVoices

Real Estate Wisdom and Information From CENTURY 21 Advantage Gold -The Only CENTURY 21 Firm With Offices in Pennsylvania AND New Jersey!

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Entries from July 2008

If The Bank Reduces Your HELOC -Try This..

July 7th, 2008 · Comments Off on If The Bank Reduces Your HELOC -Try This..

A Home Equity Line of Credit is bank product that grants homeowners access to the equity in their home at anytime, usually using checks. Often called a HELOC, these equity-based credit lines function very much like credit cards: The rate is adjustable, tied to Prime Rate There is a minimum monthly payment There is a pre-set […]

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Tags: Consumer Lending · Economy · Uncategorized

Philadelphia Is Real Estate

July 6th, 2008 · Comments Off on Philadelphia Is Real Estate

Obvious History Everyone knows most common colonial historical facts about Philadelphia. 1766 – The first permanent theater in North America was started here 1769 The first life insurance society was started here 1773 – The American Medical Society was founded here 1776 -The Declaration of Independence was signed at  Independence Hall 1777- The first flag for our new […]

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Tags: Blogging · Local · Pennsylvania · Real Estate

Are Sub-Prime Problems History?

July 5th, 2008 · Comments Off on Are Sub-Prime Problems History?

In the summer of 2005, sub-prime mortgage lending was at its peak.  Rates were relatively low and lending guidelines were relatively loose. At the time, the “standard” sub-prime mortgage product was the 3/27 ARM. The 3/27 had a few basic traits: A fixed, 3-year “starter rate” Every six months thereafter, the mortgage rate changed The […]

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Tags: Economy · Mortgage Lending · Real Estate

Location, Location, Location – Is My Real Estate License in the Best Location?

July 3rd, 2008 · Comments Off on Location, Location, Location – Is My Real Estate License in the Best Location?

Photo by JW_000000 “What are the three most important things in valuing real estate? Location, location, location!” During the past 20 years, like any other real estate professional I have often asked what increases the the value of my real estate practice . And after a lot of thought, I am clear that the answer […]

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Tags: Opinion · Real Estate

What’s in a location?

July 2nd, 2008 · Comments Off on What’s in a location?

Photo from CreativeCommons.org courtesy of Leeno There is so much to consider when looking for a new home, but the big word in real estate is location, location, etc.  What’s the big deal about location?  I think what it comes down to is that your location is a huge factor in your day-to-day life.   I’d […]

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Tags: Local · Pennsylvania · Real Estate

How Corn Might Help Our Housing Market

July 1st, 2008 · Comments Off on How Corn Might Help Our Housing Market

As flood waters ran through Iowa and other Midwestern states, the nation’s corn supply was thought to be in danger. Prices spiked in the wake of the floods, adding to the already-peaking grocery bills that many Americans are now bearing. With shortages of rice, and the unexpected increases in food costs due to transportation expense as […]

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Tags: Economy · Local · Mortgage Lending · New Jersey · News · Pennsylvania · Real Estate

Let’s Go Out to Phillies!

July 1st, 2008 · Comments Off on Let’s Go Out to Phillies!

  As a local business, Century 21 Advantage Gold feels its important to participate in worthy community based programs to help the people we live and work with. For many years we have been is a supporter of the local Easter Seals chapter in Southeastern PA. We feel their work is important, as is their committment […]

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Tags: Local · Pennsylvania