C21AGVoices

If you’ve ever considered a 15-year loan term, it’s a terrific time to talk to your lender. According to Freddie Mac’s weekly mortgage rate survey, the 15-year fixed rate mortgage is at its lowest point in history.

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On an annual basis, foreclosure filings fell last month. On a monthly basis, they did not.

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It’s no secret. Rates are low right now. And, it’s not just mortgage rates, either — all types of rates are scraping rock-bottom. Borrowing rates, lending rates and savings rates are at or near their all-time lowest levels.

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For the first time in a year, homeowners with adjusting mortgages are facing rising mortgage rates.

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Flooding is the top-ranked natural disaster in the United States, with a dozen potential causes ranging from heavy rains, tropical storms and hurricanes to new housing developments and rain after fire. Floods can occur in all 50 states and, when they do, they leave massive damage in their wake.

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The National Association of Home Builders reports a Q2 2011 Home Opportunity Index reading of 72.6. Nearly 3 of 4 homes sold last quarter were affordable to households earning the national median income of $64,200.

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Mortgage guidelines appear to be tightening with the nation’s largest banks.

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The U.S. economy is no longer adding new jobs.

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With the change of seasons, it’s a good reminder to rotate your bedrooms’ mattresses. Most brand manufacturers recommend a semi-annual “flip”, at least.

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The June 2011 Case-Shiller Index reading posted strong numbers across the board, with each of the index’s 20 tracked markets showing home price improvement from May.

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