C21AGVoices

Real Estate Wisdom and Information From CENTURY 21 Advantage Gold -The Only CENTURY 21 Firm With Offices in Pennsylvania AND New Jersey!

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Do You Know What Questions To Ask Your Lender?

June 10th, 2011 · Comments Off on Do You Know What Questions To Ask Your Lender?

In this back-to-basics interview, you’ll learn some mortgage planning basics to help you get smarter with your next home loan — purchase or refinance.

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Tags: Mortgage Rates

Moving To A New City? See How Much Your Cost Of Living Will Change.

June 9th, 2011 · Comments Off on Moving To A New City? See How Much Your Cost Of Living Will Change.

It’s a fact: It’s more expensive to live in some cities than others. Beyond just the costs of buying a home, different cities also carry a different Cost of Living. For households relocating across state lines, the change in “life costs” can be jarring.

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Tags: Real Estate

Temporary Conforming Loan Limits Expire September 30, 2011

June 8th, 2011 · Comments Off on Temporary Conforming Loan Limits Expire September 30, 2011

If you live in a high-cost area, keep an eye on your calendar. Effective October 1, 2011, temporary conforming loan limits will be lowered nationwide. Perhaps by as much as 14 percent.

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Tags: Mortgage Guidelines

“Homes Under Contract” Plunge 12 Percent In April

June 7th, 2011 · Comments Off on “Homes Under Contract” Plunge 12 Percent In April

Hurt by foul weather and a soft market, the Pending Home Sales Index plunged 12 percent in April.

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Tags: Housing Analysis

The 50 Most Expensive Small Towns In The United States

June 6th, 2011 · Comments Off on The 50 Most Expensive Small Towns In The United States

In a recent BusinessWeek analysis, it was shown that one-third of the nation’s 50 most expensive small towns experienced a median price increase between 2010 and 2011.

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Tags: Rankings

Case-Shiller Shows Home Values Rolling Back 9 Years

June 3rd, 2011 · Comments Off on Case-Shiller Shows Home Values Rolling Back 9 Years

The March Case-Shiller Index was released this week and it corroborates the findings of the government’s most recent Home Price Index — home values are slipping nationwide.

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Tags: Housing Analysis

Making A Rate-Lock Plan Before Friday’s Jobs Report

June 2nd, 2011 · Comments Off on Making A Rate-Lock Plan Before Friday’s Jobs Report

Tomorrow morning, at 8:30 AM ET, the Bureau of Labor Statistics releases its Non-Farm Payrolls report for May. If you’re floating a mortgage rate right now — or are in the process of shopping for a loan — consider locking in.

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Tags: The Economy

Mortgage Guidelines Start To Loosen At The Country’s Biggest Banks

June 1st, 2011 · Comments Off on Mortgage Guidelines Start To Loosen At The Country’s Biggest Banks

The Federal Reserve’s quarterly survey of senior loan officers revealed that an overwhelming majority of U.S. banks have stopped tightening mortgage requirements for prime borrowers.

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Tags: Mortgage Guidelines

How To Set Your Ceiling Fan For Summer

May 31st, 2011 · Comments Off on How To Set Your Ceiling Fan For Summer

For homeowners with ceiling fans, the turn of season offers a simple way to lower your home’s energy bill. All it takes is the flick of a button.

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Tags: Around The Home

Home Affordability Still Soaring; New Records Reached

May 27th, 2011 · Comments Off on Home Affordability Still Soaring; New Records Reached

The National Association of Home Builders reports that Q1 2011 Home Opportunity Index reached an all-time high for the second straight quarter last quarter.

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Tags: Housing Analysis