C21AGVoices

Mortgage rates are easing lower this morning on just-released, slightly worse-than-expected Retail Sales data from December 2010.

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Currently, relative to fixed rate mortgages, ARM pricing is excellent. Freddie Mac’s weekly Primary Mortgage Market Survey puts the 5-year ARM mortgage rate lower than the 30-year fixed rate mortgage rate by 1.02 percent.

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According to foreclosure-tracking firm RealtyTrac, the number of foreclosure filings nationwide dropped for the second straight month in December. After falling 21 percent in November, filings were down by an additional 2 percent in December.

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A short list of food waste that’s better suited for the garbage can than the kitchen sink.

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The housing market continues to expand, and surprise.

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With 2010 coming to a close, the “experts” are out in full force, making predictions for next year’s housing and mortgage markets on business television and in the papers.

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The number of single-family Housing Starts increased in November, adding 30,000 units as compared to October.

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According to the United States Fire Administration, in 2008, there were an estimated 378,200 in-home fires. Combined, these fires caused $8 billion in property damage and killed 2,600 people.

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November marked the first time since February 2009 that the number of monthly foreclosures filings failed to surpass 300,000 units.

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In this 4-minute video from the DIY Network, you’ll learn how to identify your home’s leaky windows, and how to seal them with caulk. The job requires a little bit of elbow grease, but it’s manageable for even the notice handyman.

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