C21AGVoices

Foreclosure-tracker RealtyTrac reports that the number of foreclosures nationwide rose 7 percent on a month-to-month basis last month. However, 3 states dominated the foreclosure list, tallying more foreclosures between them than the rest of the country combined. California : 30.0 percent Florida : 15.7 percent Arizona : 5.4 percent On a per-household basis, the states ranked […]

[Read more →]

If you’re looking to add invisible shelves in your home or workplace, you can either buy them on Amazon.com for $14 a piece, or you can build them yourself with a just a few simple tools. In this 3-minute video, life-help website VideoJug shows how to install invisible shelves in an easy-to-understand, anyone-can-do-it fashion.  The acting […]

[Read more →]

The Federal Open Market Committee voted to leave the Fed Funds Rate within its target range of 0.000-0.250 percent. It also reiterated plans to support the mortgage market to the tune of $1.5 trillion. In its press release, the FOMC noted that the U.S. economy is “leveling off” and that financial markets continue to improve. The […]

[Read more →]

The above video was created by the Federal trade Commission to help people understand that dangers they face when the stress of their situation allows them to fall prey to people who would take advantage of them. Thanks to Jay Thompson at ThePhoenixRealEstateGuy for the tip!

[Read more →]

The national home supply is falling, down to its lowest levels since December 2008. In June, there was 9.4 months of supply, down from a year-ago level of 11.0 months. It’s one more sign that the housing market may be mending itself. Housing supply is an important metric because home values across every U.S. market […]

[Read more →]

After starting the week with a run lower toward 5 percent, mortgage rates have reversed course. It started mid-day Tuesday and the culprit is Basic Economics.  Here’s why. Mortgage rates are based on the price of mortgage-backed bonds and — like most things — mortgage-backed bonds prices are based on Supply and Demand. When bond […]

[Read more →]

Once again, the housing market is showing that its worst days may be over. According to the Census Bureau, the number of new homes sold in June leapt by 11 percent from the month prior.  It stands as the biggest one-month jump in 8 years. A “new home sale” is when a home in any […]

[Read more →]

In every yard and every garden, weeds happen.  It’s a fact of horticultural life. There’s no way to prevent weeds, but there is a proper way to treat and remove them.  Chemical treatments like Round-Up are one option, but many gardeners prefer pulling weeds by hand.  I only know these things from hearsay, since I […]

[Read more →]

Down economies reduce consumer spending, creating a bind for retailers. As excess inventory collects dust, companies have little choice but to drop prices in hopes of selling more product. For the bargain shopper with extra cash right now, there are some terrific deals to be had out there. This 4-minute piece from NBC’s The Today […]

[Read more →]

Sometimes, saving money on your mortgage is as simple as picking a better closing date. It’s all about Rate Lock Commitments. A Rate Lock Commitment is a bank’s promise to honor a specific mortgage rate for a specific period of time.  They are a lender’s prediction of what mortgage markets will look like at some […]

[Read more →]